The Technology Behind Every Phase
TREC will do two things, built to work as one.
Instructional design will shape what a cohort learns at each phase.
Product design will build the software that brings that learning to life — tracking governance, moving capital, keeping records, streaming every story.
Neither will come first. The curriculum will define what each phase needs, and the stack will be built to meet it. Three products, five phases, one unified system.
| Phase | What Happens | Technology Involved |
|---|---|---|
| Organizing | The cohort forms, learns, sets up systems | Nextcloud, SkyDeck Education |
| Planning | The credit union partner steps into a deeper role as capital partner and instructional support | SkyDeck Education & Finance |
| Implementing | Capital campaign, construction, equipment rollout | SkyDeck Finance |
| Sustaining | The therapy center opens and serves patients | Sulook |
| Federating | The cooperative connects to the wider network | Same infrastructure organizing the ecosystem |
For Members: Tools That Stay Yours
- Governance, finance, and outreach, together in one workspace.
- Real-time collaboration, every version saved, nothing lost.
- Board and member calls recorded, always available to revisit.
- Reports that update automatically, so everyone sees the same numbers at the same time.
- SkyDeck Finance: a transparent, real-time view into whatever capital your cohort will raise.
- SkyDeck Education: governance and finance literacy, built into the same space you will already be working in.
For Credit Unions: Your Platform, Your Values, Clean Lines
- SkyDeck Finance will carry your name — your branded, transparent platform for the cooperatives you will back.
- SkyDeck Education will carry your name too, alongside an academic partner's. TREC will build it. You and your partner will stand behind it.
- Funds will be tracked in real time, visible to every member, never a black box. Transparency will run on a cryptographic distributed ledger, so the record will never be quietly edited after the fact.
The Therapy Centers a Cohort Builds
Sulook is the patient portal that keeps care organized within the therapy center—built with a patient-first mindset and structured around agricultural work, sensory engagement, and vocational training. Care records stay private but connect to your cooperative's workspace when needed.
Altera Studio: Where the Work Is Seen
Altera Studio will live on Stream.place, where each cohort's formation story will stream live and on-demand, so members, partners, and the wider community will watch cooperatives take shape from wherever they are.
The Software
- Nextcloud — the shared workspace where a cohort's files, governance, communication, and reporting will live.
- SkyDeck Finance — a credit union's branded platform for backing cooperatives, with transparent fund tracking built in for every step ahead.
- SkyDeck Education — white-label learning software, co-branded by a credit union and an academic partner, that will teach cooperative governance and finance literacy.
- Sulook — a patient portal for the therapy centers a cooperative will operate, keeping care records private but connected to Nextcloud whenever needed.
Where we are right now — honestly
© 2026 The Rose Encoded, LLC · theroseencoded.com · Portland, Oregon The Rose Encoded, LLC is a technology provider. It does not accept deposits, exchange currency, or issue financial products. The products described here are in development and, when available, will be offered by partner credit unions, subject to applicable federal and state regulations. Contributions to The Rose Encoded are donations that support software development. They are not deposits, investments, or purchases, and they confer no financial product, interest, return, or ownership stake of any kind.